Report: Everyone Should Get a Security Freeze
Summary: The U.S. Public Interest Research Group issued a report calling on all consumers to place security freezes on their credit files before becoming identity theft victims, rather than relying on the credit monitoring companies typically offer after a breach. The report notes freezes are available in all 50 states and D.C., cost $3-10 per bureau depending on the state, and are free to all consumers in seven states including Indiana, Maine, New Jersey and South Carolina.
What's compelling: US-PIRG's point is that credit monitoring only alerts you after a thief opens a new line of credit in your name, while a freeze stops the creditor from viewing your file at all - and the fact that freeze fees range from $0 to $10 by state shows the price is set by what each state's law allows, not by cost.
Read the original at Krebs on Security ↗
- Topics
- Data Breaches
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